You don’t fool me, Mr. You’ve Been Pre-Approved For An American Excess Platinum Card Junk Mail Envelope. What does that even mean? I’ve been approved because I have a street address? I’m approved because you think I might be dumb enough to make use of a credit card that dings me for 74.99% interest on all purchases? Got news for you, bud. Congratulations! You’ve been pre-approved to kiss my backside and formally make the acquaintance of my friend, Mr. Paper Shredder.
